California FHA Loan Limits County-by-County

If you would like to learn more about California FHA loan qualifications, what is a California FHA loan, what the loan covers and other useful information about FHA loans in California, please go to our California FHA home mortgage loan resource page, click here.

UPDATE: Seven (7) Counties in the state of California will see FHA loan limits increase in 2017. These counties are Monterey, Napa, Riverside, San Bernardino, San Diego, San Joaquin and Sonoma. Below you will find the new loan limits as well as the previous loan limits for the aforementioned counties. If you are looking to purchase a home in 2017 reach out to us with any questions. New loan limits will take effect on January 1st, 2018.

This resource contains the FHA Loan Limits for each county in the state of California.

Alameda County
San Francisco-Oakland-Hayward, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Alameda County are as follows:

94544
94587
94536
94541
94538
94501
94601
94539
94568
94577
94560
94546

More information about Alameda County limits and Rates

Alpine County
Single – $463,450
Duplex – $593,300
Tri-plex – $717,150
Four-plex – $891,250

Alpine County zip codes include

96120
95646

Amador County
Single – $332,350
Duplex – $425,450
Tri-plex – $514,300
Four-plex – $639,15

Amador County zip codes include

95640
95642
95666
95685
95665
95669
95689
95675
95601
95699
95644
95654

Butte County
Chico, CA
Single – $293,250
Duplex – $375,400
Tri-plex – $453,750
Four-plex – $563,950

The zip codes with the largest populations in Butte County are as follows:

95926
95928
95969
95965
95954
95938
95917
95916
95968
95942
95978
95930

Calaveras County
Single – $373,750
Duplex – $478,450
Tri-plex – $578,350
Four-plex – $718,750

The zip codes with the largest populations in Calaveras County are as follows:

95252
95222
95223
95247
95249
95228
95245
95255
95246
95251
95225
95221

Colusa County
Single – $275,665
Duplex – $352,950
Tri-plex – $$426,625
Four-plex – $530,250

The zip codes of Colusa are as follows:

95932
95987
95955
95979
95950

Contra Costa County
San Francisco-Oakland-Hayward, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Contra Costa County are as follows:

94565
94509
94806
94513
94553
94521
94531
94804
94582
94520
94561
94583

Del Norte County
Crescent City, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Del Norte County County are as follows:

95531
95567
95548
95532
95538

El Dorado County
Sacramento-Roseville-Arden-Arcade, CA
Single – $488,750
Duplex – $625,700
Tri-plex – $756,300
Four-plex – $939,900

The zip codes with the largest populations in El Dorado County are as follows:

95762
95667
96150
95682
95726
95619
95672
95709
95614
95623
95684
95633

Fresno County
Fresno, CA
Single – $281,750
Duplex – $360,700
Tri-plex – $436,000
Four-plex – $541,800

The zip codes with the largest populations in Fresno County are as follows:

93722
93727
93702
93611
93706
93726
93711
93705
93612
93657
93703
93662

Glenn County
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Glenn County are as follows:

95988
95951
95943
95920
95913

Humboldt County
Eureka-Arcata-Fortuna, CA
Single – $327,750
Duplex – $419,550
Tri-plex – $507,150
Four-plex – $630,300

The zip codes with the largest populations in Humboldt County are as follows:

95503
95501
95521
95519
95540
95546
95562
95536
95570
95542
95524
95573

Imperial County
El Centro, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Imperial County are as follows:

92243
92231
92227
92251
92250
92233
92249
92283
92281
92257
92273
92275

Inyo County
Single – $369,150
Duplex – $472,550
Tri-plex – $571,250
Four-plex – $709,900

The zip codes with the largest populations in Inyo County are as follows:

93545
93513
93526
92328
93549
92389
93522
93530
92384
93515
93542

Kern County
Bakersfield, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Kern County are as follows:

93307
93306
93309
93312
93308
93304
93313
93311
93305
93561
93280
93314

Kings County
Hanford-Corcoran, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Kings County are as follows:

93230
93204
93202
93239
93266
93232
93246

Lake County
Clearlake, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Lake County are as follows:

95422
95453
95451
95467
95423
95461
95458
95457
95464
95485
95426
95443

Lassen County
Susanville, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Lassen County are as follows:

96130
96114
96109
96113
96128
96009
96117
96121
96068
96132
96136
96119

Los Angeles County
Los Angeles-Long Beach-Anaheim, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Los Angeles County are as follows:

90001
90002
90003
90004
90005
90006
90007
90008
90009
90010
90011
90012

Madera County
Madera, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Madera County are as follows:

93638
93637
93636
93614
93644
93643
93604
93645
93669
93639

Marin County
San Francisco-Oakland-Hayward, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Marin County are as follows:

94901
94941
94903
94947
94949
94945
94960
94920
94904
94965
94925
94930

Mariposa County
Single – $322,000
Duplex – $412,200
Tri-plex – $498,250
Four-plex – $619,250

The zip codes with the largest populations in Mariposa County are as follows:

95338
95389
95306
95345
95318
95325

Mendocino County
Ukiah, CA
Single – $373,750
Duplex – $478,450
Tri-plex – $578,350
Four-plex – $718,750

The zip codes with the largest populations in Mendocino County are as follows:

95482
95437
95490
95470
95454
95428
95460
95445
95415
95449
95468
95410

Merced County
Merced, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Merced County are as follows:

93635
95301
95340
95341
95348
95334
95388
95315
95324
95365
95333
95374

Modoc County
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Modoc County are as follows:

96101
96104
96015
96054
96116
96112
96110
96115
96108

Mono County
Single – $529,000
Duplex – $677,200
Tri-plex – $818,600
Four-plex – $1,017,300

The zip codes with the largest populations in Mono County are as follows:

93546
96107
99351
93529
93541
93512
96133

Monterey County
Salinas, CA

2016 FHA Loan Limits
Single – $575,000
Duplex – $736,100
Tri-plex – $889,800
Four-plex – $1,105,800

Old FHA Loan Limits
Single – $502,550
Duplex – $643,350
Tri-plex – $777,650
Four-plex – $1,017,300

The zip codes with the largest populations in Monterey County are as follows:

93905
93906
93955
99394
93960
93901
93933
93907
93927
93950
93908
93923

Napa County
Napa, CA

2017 FHA Loan Limits
Single – $636,150
Duplex – $814,500
Tri-plex -$984,525
Four-plex – $1,223,475

Old FHA Loan Limits
Single – $615,250
Duplex – $787,650
Tri-plex – $952,050
Four-plex – $1,183,200

The zip codes with the largest populations in Napa County are as follows:

94558
94559
94574
94508
94599
94567
94576
94573
94562
94581

Nevada County
Truckee-Grass Valley, CA
Single – $477,250
Duplex – $610,950
Tri-plex – $738,500
Four-plex – $917,800

The zip codes with the largest populations in Nevada County are as follows:

95945
95949
95959
95946
95975
95728
95986
96111
95724
95712
95924
96160

Orange County
Los Angeles-Long Beach-Anaheim, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Orange County are as follows:

92683
92704
92804
92805
92703
92677
92801
92627
92707
92630
92780
92647

Placer County
Sacramento-Roseville-Arden-Arcade, CA
Single – $488,750
Duplex – $625,700
Tri-plex – $756,300
Four-plex – $939,900

The zip codes with the largest populations in Placer County are as follows:

95747
95678
95765
95661
95603
95677
95746
95650
95713
95658
95631
95722

Plumas County
Single – $336,950
Duplex – $431,350
Tri-plex – $521,400
Four-plex – $648,000

The zip codes with the largest populations in Plumas County are as follows:

95971
96122
96020
95947
96103
96106
95983
95956
95934
96129
96135
95984

Riverside County
Riverside-San Bernardino-Ontario, CA

2017 FHA Loan Limits
Single – $379,500
Duplex – $485,800
Tri-plex – $587,250
Four-plex – $729,800

Old FHA Loan Limits
Single – $355,350
Duplex – $454,900
Tri-plex – $549,850
Four-plex – $683,350

The zip codes with the largest populations in Riverside County are as follows:

92503
92509
92553
92592
92882
92562
92201
92507
92563
92504
92570
92571

Sacramento County
Sacramento-Roseville-Arden-Arcade, CA
Single – $488,750
Duplex – $625,700
Tri-plex – $756,300
Four-plex – $939,900

The zip codes with the largest populations in Sacramento County are as follows:

95823
95630
95624
95758
95608
95828
95670
95843
95610
95822
95831
95757

San Benito County
San Jose-Sunnyvale-Santa Clara, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in San Benito County are as follows:

95045
95043
95075
95024

San Bernardino County
Riverside-San Bernardino-Ontario, CA

2017 FHA Loan Limits
Single – $379,500
Duplex – $485,800
Tri-plex – $587,250
Four-plex – $729,800

Old FHA Loan Limits
Single – $355,350
Duplex – $454,900
Tri-plex – $549,850
Four-plex – $683,350

The zip codes with the largest populations in San Bernardino County are as follows:

92335
92336
92376
91710
92345
91730
92404
91761
92407
91762
92346
92392

San Diego County
San Diego-Carlsbad, CA

2017 FHA Loan Limits
Single – $612,950
Duplex – $784,700
Tri-plex -$948,500
Four-plex – $1,178,750

Old FHA Loan Limits
Single – $562,350
Duplex – $719,900
Tri-plex – $870,200
Four-plex – $1,081,450

The zip codes with the largest populations in San Diego County are as follows:

91911
92154
91910
92126
92105
92114
92021
91950
92115
91977
92020
92113

If you would like to learn more about San Diego mortgages, Click here!

San Francisco County
San Francisco-Oakland-Hayward, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in San Francisco County are as follows:

94112
94110
94122
94109
94116
94121
94134
94117
94118
94124
94115
94102

San Joaquin County
Stockton-Lodi, CA

2017 FHA Loan Limits
Single – $362,250
Duplex – $463,750
Tri-plex – $560,550
Four-plex – $696,650

Old FHA Loan Limits
Single – $304,750
Duplex – $390,100
Tri-plex – $471,550
Four-plex – $586,050

The zip codes with the largest populations in San Joaquin County are as follows:

95206
95376
95207
95240
95336
95209
95210
95205
95337
95219
95204
95242

San Luis Obispo County
San Luis Obispo-Paso Robles-Arroyo Gran
Single – $586,500
Duplex – $750,800
Tri-plex – $907,550
Four-plex – $1,127,900

The zip codes with the largest populations in San Luis Obispo County are as follows:

93446
93405
93422
93420
93401
93444
93402
93433
93442
93465
93449
93445

San Mateo County
San Francisco-Oakland-Hayward, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in San Mateo County are as follows:

94080
94015
94014
94066
94010
94025
94403
94044
94061
94401
94404
94063

Santa Barbara County
Santa Maria-Santa Barbara, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Santa Barbara County are as follows:

93458
93436
93117
93455
93101
93105
93103
93111
93110
93108
93109
93463

Santa Clara County
San Jose-Sunnyvale-Santa Clara, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Santa Clara County are as follows:

95035
95123
95127
95014
95111
95020
95122
95112
95051
94087
95125
95116

Santa Cruz County
Santa Cruz-Watsonville, CA
Single – $636,150
Duplex – $814,500
Tri-plex -$984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Santa Cruz County are as follows:

95060
95062
95003
95066
95073
95010
95006
95065
95018
95019
95064
95005

Shasta County
Redding, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Shasta County are as follows:

96003
96001
96002
96007
96019
96088
96013
96073
96028
96008
96051
96062

Sierra County
Single – $304,750
Duplex – $390,100
Tri-plex – $471,550
Four-plex – $586,050

The zip codes with the largest populations in Sierra County are as follows:

96118
95936
96124
96125
96126
95910
95944

Siskiyou County
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Siskiyou County are as follows:

96097
96067
96094
96064
96032
96027
96057
96039
96023
96044
96058
96038

Solano County
Vallejo-Fairfield, CA
Single – $431,250
Duplex – $552,050
Tri-plex – $667,350
Four-plex – $829,350

The zip codes with the largest populations in Solano County are as follows:

94533
95687
94591
94534
95688
94589
94585
94510
95620
94535
94592
95625

Sonoma County
Santa Rosa, CA

2017 FHA Loan Limits
Single – $595,700
Duplex – $762,600
Tri-plex – $921,800
Four-plex – $1,145,600

Old FHA Loan Limits
Single – $520,950
Duplex – $666,900
Tri-plex – $806,150
Four-plex – $1,001,850

The zip codes with the largest populations in Sonoma County are as follows:

95403
94928
95404
95407
94954
95401
94952
95492
95472
95409
95405
95448

Stanislaus County
Modesto, CA
Single – $299,000
Duplex – $382,750
Tri-plex – $462,650
Four-plex – $575,000

The zip codes with the largest populations in Stanislaus County are as follows:

95355
95350
95351
95307
95382
95358
95356
95354
95363
95367
95368
95360

Sutter County
Yuba City, CA
Single – $276,000
Duplex – $353,300
Tri-plex – $427,100
Four-plex -$530,750

The zip codes with the largest populations in Sutter County are as follows:

95991
95993
95953
95982
95674
95659
95676
95992

Tehama County
Red Bluff, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Tehama County are as follows:

96080
96021
96055
96035
96092
96090
96075
96074
96063
96029
96061
96078

Trinity County
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Trinity County are as follows:

96093
96041
96052
96024
96048
95563
95527
96046
95595
96010

Tulare County
Visalia-Porterville, CA
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

The zip codes with the largest populations in Tulare County are as follows:

93257
93274
93291
93277
93292
93247
93221
93647
93223
93219
93286
93267

Tuolumne County
Sonora, CA
Single – $331,200
Duplex – $424,000
Tri-plex – $512,500
Four-plex – $636,900

The zip codes with the largest populations in Tuolumne County are as follows:

95370
95327
95383
95379
95372
95310
95346
95335
95305
95375
95364
95309

Ventura County
Oxnard-Thousand Oaks-Ventura, CA
Single – $636,150
Duplex – $814,500
Tri-plex – $984,525
Four-plex – $1,223,475

The zip codes with the largest populations in Ventura County are as follows:

93033
93065
93030
93063
93003
91320
93010
91360
93036
93021
93012
93001

Yolo County
Sacramento–Roseville–Arden-Arcade, CA
Single – $488,750
Duplex – $625,700
Tri-plex – $756,300
Four-plex – $939,900

The zip codes with the largest populations in Yolo County are as follows:

95695
95691
95776
95605
95627
95937
95612
95653
95607
95697
95637
95698

Yuba County
Yuba City, CA
Single – $276,000
Duplex – $353,300
Tri-plex – $427,100
Four-plex – $530,750

The zip codes with the largest populations in Yuba County are as follows:

95961
95918
95903
95962
95919
95935
95972