The FHA loan limits in Kern County, California are as follows:
Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150
Most of those that live in southern California know that the largest city in Kern County is Bakersfield and other large cities include Wheeler Ridge, Mojave, Delano, Lamont and Oildale. With Kern County being just north of the Los Angeles area it should come as little surprise that many people want to save a little money by making a home purchase in this part of the state. While homeowners will not have a view of the ocean they will be able to save quite a bit of money by not living right on the Pacific.
Before making a home purchase in Kern County we strongly suggest getting preapproval for financing. At ABLEnding we have mortgage professionals that can help you find the correct mortgage product for your current situation. Some may benefit from an FHA home loan while others many consider a VA loan. We can help you determine if a fixed or adjustable mortgage is correct for you.
Below are some of the neighborhoods, communities are places in Kern County, California:
- Bakersfield
- Bear Valley Springs
- California City
- Golden Hills
- Lake Isabella
- Mojave
- Ridgecrest
- Rosamond
- Stallion Springs
- Tehachapi
- Aerial Acres
- Alpine Forest Park
- Alta Sierra
- Arvin
- Arvin City
- Bakersfield
- Bear Valley Springs
- Bodfish
- Boron
- Brite Valley
- Buttonwillow
- Buttonwillow Town
- Caliente
- California City
- Cameron
- Canebrake
- Cantil
- Cherokee Strip
- China Lake Acres
- County
- Cummings Valley
- Delano City
- Derby Acres
- Dustin Acres
- Edison
- Edmundson Acres
- Edwards
- Edwards Town
- Elmo
- Fair View Ranches
- Fellows
- Fellows Town
- Ford City
- Frazier Park
- Frazier Park Town
- Fuller Acres
- Glennville
- Glenville
- Golden Hills
- Greenacres
- Greenfield
- Inyokern Town
- Isabella Highlands
- Johannesburg
- Keene
- Kernell
- Kernville
- Lake Isabella
- Lake Isabella Town
- Lake of the Woods
- Lamont
- Lamont Town
- Lebec
- Lost Hills
- Maltha
- Maricopa City
- McFarland
- McFarland City
- McKittrick
- McKittrick Town
- Mettler
- Mojave
- Mojave Town
- Mountain Meadows
- Mountain Mesa
- Neufeld
- North Edwards
- Oildale
- Onyx
- Onyx Town
- Pine Mountain Club
- Pond
- Randsburg
- Reward
- Ridgecrest
- Rosamond
- Rosedale
- Sand Canyon
- Shafter
- Shafter City
- Smith Corner
- South Lake
- South Taft
- Spicer City
- Squirrel Mountain Valley
- Stallion Springs
- Taft
- Taft City
- Taft Heights
- Tehachapi
- Tehachapi City
- Tupman
- Valley Acres
- Wasco
- Wasco City
- Weedpatch
- Weldon
- Weldon Town
- Wofford Heights
- Wofford Heights Town
- Woody
There are some very attractive mortgage interest rate offers available at the present time. If you are looking to buy in Kern County, California feel free to reach out to us as we work with a number of great real estate agents in the local area. We can help you get the financing and a real estate agent can help you find the home of your dreams.Make sure to access our California mortgage calculator rates page to get current interest rates.
Learn more about how ABLEnding can help you with your FHA Loan, Click here.