The FHA loan limits in Shasta County, California are as follows:

Single – $275,665
Duplex – $352,950
Tri-plex – $426,625
Four-plex – $530,150

While Shasta County is not the most populated county in California there are many that find this part of CA attractive because of the lower home prices. With lower home prices comes lower FHA loan limits as well. As can be seen from the data above, the FHA loan limits in this part of the state are low when compared to Los Angeles, San Diego, San Francisco and Sacramento. Before making any decision on a California FHA home mortgage loan it would be a smart decision to look at all options that are available.

At ABLEnding we have a professional team that can help you determine which type of mortgage is correct for your current financial situation. It is very important to remember that when searching for the lowest possible mortgage interest rates you will want to have a great credit score with a low debt to income ratio. If you have found that it is difficult to pay bills in the recent months it may also be the case that your credit score has dropped. Take advantage of the government free credit report that is available online. This report will help you spot any inaccuracies that may cause your credit score to drop. When looking for the best home loan product for your current financial situation do not hesitate to reach out to us today. We will be completely honest and up front with the mortgage products that are available to you.

Some of the neighborhoods in Shasta County are as follows: