Your Mortgage Rate: What Influences It? Most, if not all will agree that mortgage rate is the key factor mortgage borrowers look into before availing themselves of mortgages. Mortgage rate is defined as "the standard interest rate given by mortgage lenders" and "the rate of interest paid on the mortgage loan expressed as a percentage". [...]

Bankruptcy Buying Home – How to rebuild you credit The good news of having a bankruptcy record on your credit report does not mean you can't buy a home. Believe me or not but people who have gone through bankruptcy have been able to encouraged themselves to build credit by taking on debt again But [...]

Choosing A Mortgage – It’s Not All Fixed If you are a homeowner looking to limit the effects of rising mortgage rates you should make sure you consider discount-rates as well as fixed-rates. Whilst fixed-rate mortgages give people certainty of payment, they may not have the cheapest cost over the life of the mortgage. Particular [...]

Foreclosure Help Provided by Short Sale Investors Like You You know there is a lot of trouble in the economy right now, much of it centered on homes in foreclosure. Help homeowners out by becoming a short sale investor. You can actually do your part in turning the economy around and develop a strong investment [...]

Debt Consolidation Mortgage Loan - Pros And Cons Debt consolidation mortgage loans can help you lower your interest rates and monthly payments. With reduced rates, you can also pay off your debt sooner. However, reducing your equity could subject you to private mortgage rates. You may also end up spending more on interest payments by [...]

 Stafford Loan Limits And Alternatives Stafford Loan Limits And Alternatives Subprime mortgage lending has taken a toll on the student loan industry. By association, these defaulted mortgage loan side effects have trickled down to the student loan sector. The government, in an effort to increase the amount of money available for Federal student loans, [...]

Where Can I Get a Home Loan? Here Are The Top 5 Mortgage Lending Institutions There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a mortgage. Neighborhood Banks One of [...]

Making The Most Of Current Mortgage Rates If you are on the market for a mortgage you will soon find out, if you haven’t already, that the current mortgage rate is only current for that day and sometimes even for just for that hour. This is well worth taking into consideration when you take out [...]

Mortgages Loans, Home Equity Loans, And Refinacing There are two types of mortgages, fixed rate mortgages and floating rate mortgages. As is obvious from their names, the fixed rate mortgages are ones where the monthly mortgage payment amount remains the same for the entire life of the mortgage i.e. till the end of mortgage term; [...]

Of all the factors that helped push the recent real estate boom of the last 5 years, low mortgage rates were perhaps the biggest. A recent climb in mortgage rates was also thought to be one of the big reasons the market can cooled so quickly. But with recent economic news showing a drop in [...]