Buying A Home After Bankruptcy It’s true that most lenders will see you as a credit risk immediately after bankruptcy, but that doesn’t mean you won’t be able to buy a home. Home loans are somewhat less risky for lenders than unsecured loans (like credit cards or personal signature loans) because the lender will have [...]

Know These: Before Buying a House in California Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA. [...]

Creative Financing For Your Mortgage - Pros And Cons Of Using Creative Financing Why Don't We Hear More About Creative Financing? The largest majority of residential real estate financing is provided to home buyers by traditional mortgage lenders through traditional channels. However, there are multiple alternatives to the traditional mortgage that are unknown to most [...]

Refinance my Mortgage - Mortgage Cycling Pay your Mortgage off in less than 10 years Refinance my Mortgage - Mortgage Cycling Pay your Mortgage off in less than 10 years With mortgage rates near 20-year lows, competition in the mortgage industry is fierce. It seems like every day a new mortgage loan strategy comes out [...]

Federal Reserve Bank – Controlling Mortgage Interest Rates Homeowners often become very interested in the Federal Reserve Bank system. Every time the board of directors meets, mortgage interest rates are at risk. Federal Reserve Bank The Federal Reserve System acts as the central bank of the United States. Created in 1913, the Federal Reserve sets [...]

Bad Credit Mortgages And The Options You Have Bad credit mortgages exist. They may be harder to find then those for people with good credit, but they are available if you know where to look. The internet is the best source for finding these mortgages. The internet will also give you the most choices of [...]

Choosing Mortgage Lenders There are many types of mortgage lenders and each one focuses on a special slice of the market. Seller-financed The seller of the property provides financing to a buyer. This type of arrangement is highly risky. Most sellers profit from borrowers twice: first, from the outright sale of the property, and second, [...]

Mortgage Calculator Finding mortgage loan offers in the UK is not difficult. From newspaper advertisements to surfing the Internet, mortgage loans sporting low interest rates and additional benefits to entice borrowers to sign up are literally everywhere. But, when a mortgage offer claims that it can save 'x' amount over the competition, how can you [...]

Bad Credit Mortgage Lenders – Finding An Online Lender Today, the internet makes applying for a bad credit mortgage easy and convenient. Before, savvy buyers had to contact several lenders by phone or in person to request quotes. This process was time consuming and exhausting. Through online mortgage lenders, your application is immediately reviewed and [...]

Home Mortgage Loans After Bankruptcy – Can You Get Approved For A Home Loan? After a bankruptcy, you can get approved for a home loan. Just be prepared to pay several points above conventional rates. However, if you have a large down payment or wait two years, your mortgage rates will improve to near conventional [...]