First Time Buyers Mortgage Application Checklist If you have a dream about owning your own home and applying for a mortgage then you may be a bit nervous at the present moment. While having your own home is the American dream the high prices involved can be overwhelming. In addition to this, many lenders will [...]

Mortgage Rates Continue to Drop, but Demand Still Low For the fourth week consecutively, the mortgages rates eased a little more. According to the recent Primary Mortgage Market Survey by Freddie Mac, the rates for both short-term loans and long term loans have fallen by a small margin in the last week. The average of [...]

FSBO - You Can Save Thousands in 7 Easy Steps 1. Determine Your Market Value: Some of leading edge real estate brokers offer a free over-the-net home evaluation. Online; city and county tax records, Realtor.com, bank on line home evaluation tools. Local legal business newspapers. 2. Preparing Your Home To Sell: The idea is to [...]

Everything You Need To Know About Mortgage Regulation Until midnight of Saturday 30th October 2004 the regulation of mortgage sales was done so on a voluntary basis which was overseen by the Mortgage Code Compliance Board (MCCB) - Lenders and brokers alike had pledged to adhere to this code which has now closed down. This [...]

Finding An Online Mortgage Broker There are literally thousands of mortgage brokers out there today. Multiply that by the number that you can find on the Internet, and you will be sure to spend many long hours in front of your computer sifting through them. So, with all the hits that you will get when [...]

Mortgage loans for business and home purposes Mortgage loans are type of loans wherein the equity of borrower’s home is collateral and if you are planning to take home loans then you must possess good credit history. However, even though your credit history is poor, still Texas banks offer various plans on acquiring home loans [...]

Adjustable Rate Mortgages – Interest Rate Strategy Over the last few years, many people squeezed into new homes using adjustable rate mortgages. With interest rates going up, you now need a new interest rate strategy Adjustable Rate Mortgages – ARMs Adjustable rate mortgages carry a bit of a gamble for home owners. Essentially, you trade [...]

Is A Housing Bubble Brewing? In the 1990s, dot-com mania swept the nation, and swelling investment portfolios were the toast of the town. The real estate market is surely today’s version of that hot topic (Internet searches for “housing bubble” turn up almost one million hits). The public is fascinated and seduced by the enormous [...]

Home Loan Lenders In Australia In Australia there are now many different types of home lenders, each with different interest rates, terms, conditions and lending criteria. The most common types of lenders are: • Mortgage Brokers Not to be confused with mortgage managers, mortgage brokers are responsible for introducing borrowers to lenders - they act [...]

HOW TO START A MORTGAGE BROKERAGE What drives you to start a mortgage brokerage? Is it the financial rewards that come with it? Is it the freedom from a boring profession? Or is it the promise of personal fulfillment? Whether we admit it or not, people have been lured to this lucrative business because of [...]