The Facts About Home Mortgage Insurance Online Home mortgage insurance is coverage that protects your lender should you default, or fail to make payments, on your home loan. This insurance also helps lower the down payment for your new home. Traditionally, a down payment should be about 20% of the home price. Home buyers who [...]

Hunt for the Best Commercial Mortgage Rates While offices and factories are important for any business, purchase or construction of these premises will divert the ever-important capital from regular business expenses. If you are thinking of extending the lease period of your property then wait. Rental of leased properties put a much higher cost on [...]

Reverse Mortgages Evaluated With A Mortgage Calculator If you are like most retired adults, you own a home but have very little else for retirement. However, if you sell your house, you won't have a place to live! So here's your problem: you need money to live on, but the only thing that you own [...]

Things you Should Know Before Buying a House part 1 of 3 Things you Should Know Before Buying a House part 1 of 3 Knowing what you are getting yourself into will help you get better prepared, avoid costly mistakes, find better deals and, most importantly,  get the best help. Being prepared will guarantee that [...]

Low Credit Score Mortgage Loans - How To Get A Better Loan Rate Loan rates depend on many factors outside of market rates. Your credit score, the property’s value, and company policies all affect what you will pay for your mortgage. With so many variables, you can get a better loan rate with some careful [...]

Renewed Interest Rate Rise Fear The Monetary Policy Committee (MPC) is the rate-setting organisation for the Bank of England. Every three months it releases a report that tracks the progress of inflation and economic growth, with regard to the effects they will have on society in general. The latest results hint at troubled times ahead [...]

Re-Mortgaging Cost Cutters It is a fact that if you’ve had a mortgage for a few years, you’re likely to be paying more than you need to. Remaining loyal to your mortgage provider doesn’t get you any rewards. Their outstanding offers are reserved for their new customers. Many people could cut their mortgage repayments by [...]

3 Ways To Get The Lowest Interest Rate On Your Home Refinance Loan Maybe you need a little extra cash for a home remodel or college tuition, or perhaps you simply want to save some money. Whatever your reason, refinancing your home loan can be a smart move as long as you get a low [...]

Home Mortgages Refinance NOW—before it’s too late If you haven’t found the time to refinance your existing home mortgage, it’s time to take action—like yesterday! Every time Alan Greenspan, Federal Reserve Board Chairman, opens his mouth, you can bet that the federal funds rates will rise by at least a quarter of a point, or [...]

Mortgages And Equity Loans How To Choose When you own a home you might receive numerous solicitations to refinance your home, after a while this gets very tiring. If you have equity in your home, you can refinance you current mortgage for debt consolidation. A 2nd mortgage and a home equity loan are basically the [...]